About Us

We are an independent investment manager, focusing on providing integrated financial advice and asset management services to address the unique needs and circumstances of each client.

We don’t pick individual securities (stocks, bonds, hard assets, etc). We believe that no individual firm or manager is an expert in all fields.

We build investment portfolios that are extremely diversified and hire “best in class” managers in each of those fields.

We have no attachment to active or passive management; only which will produce the best “risk-adjusted” results, net of fees for our clients.

We constantly monitor our managers and mix (allocation) of assets in an effort to achieve the best results for our client given their risk tolerance (hence, multiple models).

We communicate with our clients regularly to assess their investment time frame, risk tolerance, cash flow needs, and legacy planning.

We strongly practice the fiduciary position of always putting our clients’ best interests first.

We believe personal relationships are the most important part of our business.

We believe asset allocation is the way to successfully manage portfolios.

We believe active management of these portfolios will provide value on the upside, and protection on the downside.

We believe a long-term approach will allow one’s portfolio to excel.

We believe a fee-based arrangement will put us both on the same side of the table.